Bank Holidays in July 2025: Banks to Remain Closed for 13 Days Across India

Planning a bank visit in July 2025? You may want to reschedule. Banks across India will remain closed for up to 13 days this month, due to a combination of national holidays, regional festivals, and scheduled weekend breaks, as per the Reserve Bank of India's (RBI) holiday calendar for 2025-26.

These closures include seven state-specific holidays, along with four Sundays and the second and fourth Saturdays. However, digital banking services, such as NEFT, RTGS, mobile apps, and ATMs, will continue to operate as usual.

List of Bank Holidays in July 2025

 Regional Festivals and Their Significance

• Kharchi Puja (July 3 – Agartala)

One of Tripura’s most important Hindu festivals, Kharchi Puja honors the Chaturdasha Devata (14 gods). On this day, banks in Agartala will remain shut.

• Guru Hargobind Ji's Birthday (July 5 – Jammu & Srinagar)

Observed in parts of Jammu and Kashmir, this day marks the birth of the sixth Sikh Guru, known for introducing the concept of "Miri-Piri" or temporal and spiritual authority.

• Beh Deinkhlam (July 14 – Shillong)

A colorful Jaintia festival is celebrated with traditional rituals to drive away plague and evil spirits. Banks in Shillong will remain closed.

• Harela (July 16 – Dehradun)

Marking the onset of monsoon, this Uttarakhand festival is observed with tree plantation and is a symbol of prosperity.

• U Tirot Singh's Death Anniversary (July 17 – Shillong)

Banks close in Meghalaya to honor the legacy of Khasi freedom fighter U Tirot Singh.

• Ker Puja (July 19 – Agartala)

Held two weeks after Kharchi Puja, this traditional Tripuri ceremony seeks divine protection. Banks in Agartala will be closed.

• Drukpa Tshe-zi (July 28 – Gangtok)

A significant Buddhist festival in Sikkim that commemorates Buddha’s first sermon. Banks in Gangtok will remain closed.

Services That Will Remain Operational

Even on days when banks are shut, most services remain functional via digital platforms:

• Mobile & Internet Banking: Fund transfers, account checks, bill payments

• ATM Withdrawals: Available 24x7

• Card Transactions: Credit/debit cards can be used as normal

• NEFT/RTGS: Depending on the RBI’s schedule, these may still be available

• Online Service Requests: Chequebooks, demand drafts, balance certificates, etc.

A senior PSU bank official advises customers to pre-plan branch visits and prefer online modes for routine transactions to avoid inconvenience.

RBI Holiday Classification

The Reserve Bank of India classifies bank holidays into:

1. Negotiable Instruments Act Holidays – Public holidays notified by state governments

2. RTGS Holidays – Although RTGS is 24x7, operational cut-offs may apply

3. Account Closing Holidays – Admin-related closures like the financial year-end

Bank holidays in July 2025 span 13 days, including important religious festivals, cultural observances, and weekends. For uninterrupted banking, switch to digital channels or schedule visits around these dates.

Also Read:

Bank Holidays in 2024: Full list with state names